2012
银行从业资格考试公共基础重点汇总(2012, bank
qualification examination public key collection) 2012, bank
qualification examination public key collection
Chapter 1 general situation of China's banking system Test site difficulty analysis
I. the scope of responsibilities of the people^ s Bank of China and the scope of supervision of the CBRC
Star ting from 2003, the supervisory duties of the people's Bank of China on banking financial institutions shall be exercised by the cbrc. The people^ s Bank of China regulatory responsibilities also have corresponding changes, the people's Bank of Chinese responsible for macro monetary policy? And maintain the stability of the financial market, China CBRC supervision for other
financial institutions approved the establishment of the national banking financial institutions, and the State Council, the main responsibilities around the. Candidates need to understand in detail, so as not to confuse text in multiple topics? Two. Supervision measures of the China Banking Regulatory Commission
Regulatory measures of China Banking Regulatory Commission: market access, off-site supervision, on-site supervision, regulatory talks, information disclosure supervision. Candidates in the study required detailed monitoring procedures for each measure, proficiency in order to cope with multiple-choice topics often
occur in regulatory decomposition.
Three, China Banking Association member units and associate members
The definition of the two should be strictly distinguished in study. The members of the China Banking Association are banking financial institutions with legal personality, and the associate members are banking associations in all provinces (autonomous regions, municipalities directly under the central government, and municipalities directly under the central government)? When you have a clear idea of the two, then you' 11 have a very clear mind when you choose and judge?
Four, \reform, the market time judgment
In some multiple-choice questions or individual judgment questions, it is easy to have questions about the establishment time, restructuring time and listing time of the \〃
? Candidates need to pay att ent ion to summing up in stud y? For
example, the bank is \China's first joint-stock commercial bank, established in April 1, 1987, and listed on the Hongkong stock exchange in June 23, 2005 and become China's first overseas listed banks?
Five, the scope of business between rural banks and rural mutual fund cooperatives
Village banks and rural cooperatives is a new institution approved the establishment in 2007, especially the rural mutual cooperative
business need to grasp the key, in previous years, single or multiple judgment have appeared on the rural fund cooperatives questions.
Six, the difference between the business institutions of foreign banks and the business scope of different foreign banks The operational institutions of foreign banks include: wholly foreign-owned banks, Sino foreign joint venture banks and branches of foreign banks? Among them, wholly foreign-owned banks and Sino foreign joint venture banks enjoy national treatment, and may operate some or all of the foreign exchange and RMB business? Other foreign banks must establish independent legal person banks to enjoy national treatment?
Seven, the business scope of non banking financial institutions under the supervision of the CBRC
Distinguish the non banking financial institutions of the China Banking Regulatory Commission, the China Securities Regulatory Commission and the China Insurance Regulatory commission. Analysis and control of non bank financial institutions Chinese CBRC in finance companies, auto finance companies and money brokerage company financial leasing companies, each engaged in business, especially in the exam of the banking sector accounted for China?
The second chapter is banking environment Test site difficulty analysis
I. understanding of the targets of macroeconomic development,
2012银行从业资格考试公共基础重点汇总2012,bankqualificationexam
