信托投资公司 trust and investment companies 信息不对称 information asymmetry 信息反馈 feedback (information)
信息共享系统 information sharing system 信息披露 information disclosure
信用扩张 credir expansion 信用评级 credit rating 姓“资”还是姓“社” pertaining to socialism or capitalism;socialist orcaptialist
行政措施 administrative measures 需求膨胀 demand expansion; excessive demand
虚伪存款 window-dressing
deposits
削减冗员 to shed excess labor force 寻租 rent seeking 迅速反弹 quick rebound 养老基金 pension fund 一刀切 universal
application;non-discretionary implementation 一级市场 primary market 应收未收利息 overdue interest
银行网点 banking outlets 赢利能力 profitability 营业税 business tax 硬贷款（商业贷款） commercial loans 用地审批 to grant land use right
有管理的浮动汇率 managed floating exchange rate 证券投资 portfolio
investment
游资（热钱） hot money 有市场的产品 marketable products
有效供给 effective supply 诱发新一轮经济扩张 trigger a new round of economic expansion 逾期贷款 overdue loans;past-due loans 与国际惯例接轨 to become compatible with
internationally accepted 与国际市场接轨 to integrate with the world market 预算外支出（收入） off-budget (extra-budgetary) expenditure (revenue) 预调 pre-emptive adjustment 月环比 on a
month-on-month basis; on a monthly basis 再贷款 central bank lending
在国际金融机构储备头寸 reserve position in international financial institutions
在人行存款 deposits at (with) the central bank 在途资金 fund in float 增加农业投入 to increase investment in agriculture 增势减缓 deceleration of growth;moderation of growthmomentum 增收节支措施
revenue-enhancing and expenditure control measures
增长平稳 steady growth 增值税 value-added tax
(VAT) 涨幅偏高
higher-than-desirable growth rate;excessive growth
账外账 concealed accounts 折旧 depreciation 整顿
retrenchment;consolidation
政策工具 policy instrument 政策性业务 policy-related operations
政策性银行 policy banks 政策组合 policy mix 政府干预 government intervention
证券交易清算 settlement of securities transactions 证券业务占款 funding of securities purchase
支付困难 payment difficulty 支付能力 payment capacity 直接调控方式向 to increase the reliance on indirect policy instruments 间接调控方式转变职能转换
transformation of functions 职业道德 professional ethics
指令性措施 mandatory measures
指令性计划 mandatory plan;administered plan 制定和实施货币政策 to conduct monetary policy;to formulate and implement monetary policy 滞后影响 lagged effect 中介机构 intermediaries 中央与地方财政 delineation of fiscal responsibilities 分灶吃饭重点建设 key
construction projects;key
investment project 周期谷底 bottom (trough) of business cycle 周转速度 velocity 主办银行 main bank 主权风险 sovereign risk
注册资本 registered capital 逐步到位 to phase
in;phased implementation 逐步取消 to phase out 抓大放小 to seize the big and free the small (to maintain close oversight on the large
state-ownedenterprises and subject smaller ones to market competition) 专款专用 use of funds as ear-marked 转贷 on-lending 转轨经济 transition economy
转机 turnaround 转折关头 turning point 准财政赤字 quasi-fiscal deficit
准货币 quasi-money 资本不足 under-capitalized 资本充足率 capital adequacy ratio 资本利润率 return on capital
资本账户可兑换 capital account convertibility 资不抵债
insolvent;insolvency 资产负债表 balance sheet 资产负债率 liability/asset ratio;ratio of liabilities to assets 资产集中 asset concentration 资产贡献率 asset contribution factor
资产利润率 return on assets (ROA)
资产质量 asset quality 资产组合 asset portfolio 资金成本 cost of funding;cost of capital;financing cost 资金到位 fully funded (project)
资金宽裕 to have sufficient funds
资金利用率 fund utilization rate
资金缺口 financing gap 资金体外循环 financial disintermediation 资金占压 funds tied up 自筹投资项目 self-financed projects
自有资金 equity fund 综合国力 overall national strength (often measured
by GDP)
综合效益指标 overall efficiency indicator 综合治理 comprehensive adjustment (retrenchment); over-haul
总成交额 total contract value
总交易量 total amount of transactions 总成本 total cost 最后贷款人 lender of last resort
企业和经济管理专业英语名词
Activity-Based Costing 业务量成本法/作业成本法 ACRS (Accelerated cost recovery system) 快速成本回收制度
2020年(金融保险)常见银行英语词汇
