普遍回升 broad-based recovery
配套改革 concomitant (supporting) reforms 配套人民币资金 local currency funding of… 企业办社会 enterprises burdened with social responsibilities 企业集团战略 corporate group strategy 企业兼并重组 company merger and restructuring 企业领导班子 enterprise management 企业所得税 enterprise (corporate) income tax 企业效益 corporate profitability 企业资金违规流入股市 irregular flow of enterprise
funds into the stock market 欠税 tax arrears 欠息 overdue interest 强化税收征管 to strengthen tax administration 强制措施 enforcement action
翘尾因素 carryover effect 切一刀 partial application 清理收回贷款 clean up and recover loans
（破产）清算 liquidation 倾斜政策 preferential policy 区别对待 differential treatment
趋势加强 intensifying trend 权益回报率 returns on equity (ROE)
缺乏后劲 unsustainable momentum
绕规模贷款 to circumvent credit ceiling
人均国内生产总值 per
capita GDP 人均收入 per capita income 人民币升值压力 upward pressure on the Renminbi (exchange rate)
认缴资本 subscribed capital 软贷款 soft loans 软预算约束 soft budget constraint
软着陆 soft landing 三角债 chain
debts;inter-enterprise arrears
善政廉政 good governance 商业贷款 commercial loans 上市公司 (publicly) listed corporations 设备利用 capacity utilization
社会保障 social safety net;social security (insurance)
深层次矛盾 deep-rooted
structural imbalance 审批金融机构 to license financial institutions 审慎监管 prudential
supervision 生产能力闲置 unutilized capacity
生息资产 interest-bearing assets
实际利用外资 disbursement of foreign capital;actual inflow of foreign
investment
实际有效汇率 real effective exchange rate 实时 real time
实收资本 paid-in capital 实现利润 realized profit 市场分割 market segmentation
市场经济 market economy
市场占有率（市场份额） market share
市场准入 market access（指商品和劳务的进入）；market entry（指机构的审批） 市价总值 market capitalization
适度从紧 appropriately tight
适时调节 timely adjustment 收回对金融机构贷款 to recall central bank loans (to financial institutions) 税后还贷 amortization (repayment of loans) after tax
税收流失 tax erosion 税源不足 weak tax base 私营经济（私人经济） the private sector
私有制 private ownership 所有者权益 owner's equity
逃税（请见“避税”） tax evasion
套汇 （1）指合法：currency swap;arbitrage（2）指非法：illegal purchase of foreign exchange
剔除季节性因素 seasonally adjusted
调节流动性 to influence
liquidity level 贴现窗口 discount window 同比 on year-on-year basis;over the same period of the previous year 同业拆借（放） inter-bank borrowing (lending) 同业拆借市场利率（中国） CHIBOR (China inter-bank offered rate)
同业融通票据 inter-bank financing bills 同业往来 inter-bank
transactions 透支 overdraft
退税 tax refund (rebata) 头寸 position
吞吐基础货币 adjustment of monetary base
脱媒现象 disintermediation 外部审计 external audit 外国直接投资 foreign direct investment (FDI)
外汇储备 foreign exchange reserves
外汇调剂 foreign exchange swap
外汇占款 the RMB counterpart of foreign exchange reserves;the RMB equivalent of offcial foreign exchange holdings 外向型经济 export-oriented economy
外债 external debt
外资企业 foreign-funded enterprises 完善现代企业制度 to improve the modern enterprise system 完税凭证 tax payment
documentation 违法经营 illegal business 委托存款 entrusted deposits
稳步增长 steady growth 稳健的银行系统 a sound banking system
稳中求进 to make progress while ensuring stability 无纸交易 book-entry (or paperless/scriptless) transaction
物价监测 price monitoring 吸纳流动性 to absorb liquidity
稀缺经济 scarcity economy
洗钱 money laundering 系统内调度 fund allocation within a bank
系统性金融危机 systemic financial crisis 下岗工人 laid-off employees
下游企业 down-stream enterprises 现场稽核 on-site examination
现金滞留（居民手中） cash held outside the banking system
乡镇企业 township and village enterprises (TVEs) 消费物价指数 consumer price index (CPI) 消费税 excise (consumption) tax 消灭财政赤字 to balance the budget;to eliminate
fiscal deficit 销货款回笼 reflow of corporate sales income to the banking system 销售平淡 lackluster sales 协议外资金额 committed amount of foreign investment
新经济增长点 new sources of economic growth 新开工项目 new projects;newly started projects
新增贷款 incremental credit; loan increment; credit growth; credit expansion 新增就业位置 new jobs;new job opportunities 信贷规模考核 review the compliance with credit ceilings
信号失真 distorted signals
2020年(金融保险)常见银行英语词汇
