货款拖欠 overdue obligations to suppliers 基本建设投资 investment in infrastructure
基本经济要素 economic fundamentals 基本适度 broadly appropriate 基准利率 benchmark interest rate
机关团体存款 deposits of non-profit institutions 机会成本 opportunity cost 激励机制 incentive mechanism 积压严重 heavy stockpile;excessive inventory
挤提存款 run on banks 挤占挪用 unwarranted diversion of (financial) resources (from designated
uses)
技改投资 investment in technological upgrading 技术密集型产品 technology-intensive product
计划单列市 municipalities with independent planning status
计划经济 planned economy 集体经济 the collective sector
加大结构调整力度 to intensify structural adjustment
加工贸易 processing trade 加快态势 accelerating trend 加强税收征管稽查 to enhance tax administration 加权价 weighted average price
价格放开 price
liberalization 价格形成机制 pricing mechanism
减亏 to reduce losses 简化手续 to cut red tape;to simplify (streamline) procedures
交投活跃 brisk trading 缴存准备金 to deposit required reserves 结构扭曲 structural distortion 结构失调 structural imbalance
结构性矛盾突出 acute structural imbalance 结构优化 structural
improvement (optimization) 结汇、售汇 sale and purchase of foreign exchange
金融脆弱 financial fragility
金融动荡 financial turbulence 金融风波 financial disturbance
金融恐慌 financial panic 金融危机 financial crisis 金融压抑 financial repression
金融衍生物 financial derivatives
金融诈骗 financial fraud 紧缩银根 to tighten monetary policy 紧缩政策 austerity policies;tight financial policies
经常账户可兑换 current
account convertibility 经济特区 special economic zones (SEZs)
经济体制改革 economic reform
经济增长方式的转变 change in the main source of economic growth (from investment expansion to efficiency gains) 经济增长减速 economic slowdown;moderation in economic growth 经济制裁 economic sanction
经营自主权 autonomy in management 景气回升 recovery in business activity 境外投资 overseas investment
竞争加剧 intensifying competition
局部性金融风波 localized (isolated) financial disturbance
开办人民币业务 to engage in RMB business 可维持（可持续）经济增长 sustainable economic growth
可变成本 variable cost 可自由兑换货币 freely convertible currency 控制现金投放 control currency issuance 扣除物价因素 in real terms;on inflation-adjusted basis
库存产品 inventory 跨国银行业务 cross-border banking
跨年度采购 cross-year procurement 会计准则 accounting standard
来料加工 processing of imported materials for
export
离岸银行业务 off-shore banking (business) 理顺外贸体制 to rationalize foreign trade regime 利率杠杆的调节作用 the role of interest rates in resource allocation 利润驱动 profit-driven 利息回收率 interest collection ratio 联行清算 inter-bank settlement 连锁企业 franchise (businesses); chain businesses
良性循环 virtuous cycle 两极分化 growing income disparity;polarization in income distribution 零售物价指数 retail price index (RPI)
流动性比例 liquidity ratio 流动资产周转率/流通速度 velocity of liquid assets 流动资金贷款 working capital loans 流通体制 distribution system
流通网络 distribution network
留购（租赁期满时承租人可购买租赁物） hire purchase 垄断行业 monopolized industry (sector) 乱集资 irregular (illegal) fund raising
乱收费 irregular (illegal) charges
乱摊派 unjustified (arbitrary) levies 买方市场 buyer's market 卖方市场 seller's market 卖出回购证券 matched sale
of repo
贸易差额 trade balance 民间信用
non-institutionalized credit 免二减三 exemption of income tax for the first two years ofmaking profit and 50% tax reduction for thefollowing three years 明补 explicit subsidy 明亏 explicit loss 名牌产品 brand products 母国（请见“东道国”） home country
内部控制 internal control 内部审计 internal audit 内地与香港 the mainland and Hong Kong 内债 domestic debt 扭亏为盈 to turn a
loss-making enterprise into a profitable one
扭曲金融分配 distorted allocation of financial resources
农副产品采购支出 outlays for agricultural procurement
农村信用社 rural credit cooperatives (RCCs) 泡沫效应 bubble effect 泡沫经济 bubble economy 培育新的经济增长点 to tap new sources of economic growth
片面追求发展速度 excessive pursuit of growth 平衡发展 balanced development 瓶颈制约 bottleneck (constraints)
平稳回升 steady recovery 铺底流动资金 initial (start-up) working capital
2020年(金融保险)常见银行英语词汇
