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2020年(金融保险)常见银行英语词汇

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take…public 上市

tap the idle assets 盘活存量资产

transaction (银行的)交易 transfer payment from the exchequer 财政转移支付 venture-capital 风险资本 virtual bank 虚拟银行 wire transfer 电子转帐

国际会计术语英汉对照

Account 帐户

American Institute of CPAs 美国注册会计师协会 Audit 审计

Balance sheet 资产负债表 Bookkeepking 簿记 Cash flow prospects 现金流量预测

Certificate in Internal Auditing 内部审计证书

Certificate in Management Accounting 管理会计证书 Certificate Public Accountant注册会计师 External users 外部使用者 Financial accounting 财务会计

Financial Accounting Standards Board 财务会计准则委员会

Financial forecast 财务预测 Generally accepted accounting principles 公认会计原则 General-purpose

information 通用目的信息 Government Accounting Office 政府会计办公室 Income statement 损益表 Institute of Internal Auditors 内部审计师协会 Institute of Management

Accountants 管理会计师协会

Integrity 整合性

Internal auditing 内部审计 Internal control structure 内部控制结构

Internal Revenue Service 国内收入署

Return of investment 投资回报

Return on investment 投资报酬

Securities and Exchange Commission 证券交易委员会

Statement of cash flow 现金流量表

Statement of financial position 财务状况表 Tax accounting 税务会计 Accounting equation 会计等式

Articulation 勾稽关系 Business entity 企业个体 Capital stock 股本 Cost principle 成本原则 Creditor 债权人 Deflation 通货紧缩 Disclosure 批露

Financial statement 财务报表

Financial activities 筹资活动Going-concern assumption 持续经营假设 Liabilities 负债

Negative cash flow 负现金流量

Operating activities 经营活动

Owner's equity 所有者权益 Partnership 合伙企业 Positive cash flow 正现金流量

Retained earning 留存利润

Revenue 收入

Sole proprietorship 独资企业

Solvency 清偿能力 Stable-dollar assumption 稳定货币假设 Stockholders 股东 Stockholders' equity 股东权益

Window dressing 门面粉饰

经济金融术语汉英

对照表

按可比口径 on comparable basis

按轻重缓急 to prioritize 暗补 implicit subsidy 暗亏 hidden loss 颁发营业执照 to license;to grant a licence to 办理存款业务 to take

deposits

保护农民的生产积极性 to protect farmers'incentive to produce

备付金(超额准备金) excess reserves

本外币并账 consolidation of domestic and foreign currencyaccounts

本外币对冲操作 sterilization operation 本位利益 localized interest;departmentalism 奔小康 to strive to prosper;to strive to become well-to-do 避税(请见“逃税”) tax avoidance

币种搭配不当 currency mismatch 币种构成 currency composition

变相社会集资 disguised irregular(or illegal) fund raising

表外科目(业务) off-balance-sheet items(operation) 薄弱环节

weaknesses;loopholes 不变成本 fixed cost 不变价 at constant price;in real terms 不动产 real estate 不良贷款 problem loans;non-performing loans 财务公司 finance companies

财政赤字 fiscal deficit 财政挤银行 fiscal pressure on the central bank(over monetary policy) 财政政策与货币政策的配合 coordination of fiscal and

monetary policies 采取循序渐进的方法 in a phased and sequenced manner

操作弹性 operational flexibility

操纵汇率 to manipulate exchange rate 产品构成 product

composition;product mix 产品积压 stock

pile;excessive inventory 产销率 current period inventory;(即期库存,不含前期库存)sales/output ratio 产销衔接 marketability 产业政策 industrial policy 长期国债 treasury bonds 敞口头寸 open position 炒股 to speculate in the stock market 承购包销 underwrite

(securities)

成套机电产品 complete sets of equipment;complete plant(s)

城市信用社 urban credit cooperatives(UCCs) 城市合作银行 urban cooperative

banks;municipal united banks

城市商业银行 municipal commercial banks 城乡居民收入增长超过物价涨幅 real growth in household income 持续升温 persistent overheating

重复布点 duplicate projects 重置成本 replacement cost

重组计划 restructuring plan 筹资渠道 funding

sources;financing channels 初见成效 initial success 出口统一管理、归口经营 canalization of exports 出口退税 export tax rebate 储蓄存款 household deposits(不完全等同于西方的savingsdeposits,前者包括活期存款,后者不包括。) 储蓄分流 diversion of household deposits 储源萎缩 decline in the availability of household savings

传导机制 transmission mechanism

从价税 ad valorem tax 从紧控制 tight control

存贷款比例 loan/deposit ratio

存款保险体系 deposit insurance system

存款货币银行 deposit

2020年(金融保险)常见银行英语词汇

take…public上市taptheidleassets盘活存量资产transaction(银行的)交易transferpaymentfromtheexchequer财政转移支付venture-capital风险资本virtualbank虚拟银行wiretransfer电子转帐国际会计
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