services. But, there is no way to know _3_ who will suffer a crisis (危机) such as a serious illness, fire, flood, or a car accident. Such crises usually _4_ great expense. Even if people could predict crises, it would be hard to save enough money to _5_ the expenses. Insurance is a system _6_ a company collects money from many individuals and then pays certain expenses whenever one of those insured individuals is faced with a certain crisis. An insurance policy _7_ how much the insurance costs and how much the company will pay when a policy holder is faced with a certain crisis. There are many different kinds of insurance, _8_ hospital, motor-car and fire. Insurance can be rather expensive but most people buy insurance of some kind. Insurance is something _9_ people buy and hope they will _10_ need.
1. A. for B. from C. against D. with 2.A. such as B. for example C. that D. the same as 3.A. predict B. ahead C. in advance D. earlier 4.A. result from B. make C. take D. result in 5.A. cover B. pay back C. fill D. make full 6.A. that B. by which C. what D. where 7. A. said B. agree C. make sure D. states 8.A. include B. including C. as well as D. also 9.A. which B. that C. as D. Like 10.A. never B. ever C. sometimes D. often
参考答案:1-5.CADCA 6-10.BDBBD
Why do some nations remain so much poorer than others?
In a new study, economist Eli Berman of Boston University (1) ___B___ that part of the answer lies in the natrue of technological change. (2) ___C__ the early 1960s, he notes, a small group of nations has made impressive progress. But on average, in the (3) ___A___ world per capita incomes have grown (4) ___D___ faster than those in advanced nations, which means the gap between the two has continued to (5) ___B___ in absolute terms.
Berman points out that technological progress in recent decades has notably (6)
__C___ on more educated work forces (7) ___D___ high levels of physical captial. Citing substantial research in the U. S. and (18) ___B___, attributing the widening wage gap between poorly-educated and well-educated workers to the (9) ___C___ demand for skilled labor generated by new technology, Berman theorized that nations with high levels of skilled workers should grow faster than (10) ___A___ with lower level of such resources. (1)A.proposes B.suggests C.guarantees D.complains
(2)A.Up to B.During C.Since D.In times of
(3)A.developing B.developed C.developable D.developmental
(4)A.not B.much C.less D.no (5)A.lengthen B.broaden C.deepen D.heighten
(6)A.focused B.caught C.depended D.held
(7)A.combining
with
B.suffering
from
C.subjected
to D.equipped with
(8)A.anywhere B.elsewhere C.somewhere D.wherever
(9)A.grown B.grown-up C.growing D.growing-up
(10)A.those B.that C.some D.any 从所给词汇中为每空选一个适当的词。有必要时，改变其形式。 medium, in this way, made from, carry around, known as,
civilization, contain, extra, made of, inaccurate, show around, although, stand for, necessary。
Primitive man learned that he could have more of the good things of life by trading with other men. For example, he could exchange a(n)(1) __extra____ animal skin for food, a spear or something else. With the coming of (2) __civilization____ man began to use
grain, olive oil and cattle as barter items. But trading with goods was (13) ___inaccurate___ and burdensome, it was necessary to (4) __carry around____ a load of hay on your back to exchange for a dozen bushels of wheat. In about 700 B.C.a man in Asia Minor (5) known as the Lydians decided that gold, silver and other metals should (6) ___stand for___ the value of goods. They invented a rough coin called the “stater”, which was (7) __made for____ gold and silver. A certain number of “staters” could be used to buy a bag of salt, a tool, or clothing. (8) __in this way____ the old custom of barter was gradually replaced by the use of money, (9) __although____ some primitive people still use goods as (10) __medium____ of exchange. 四、阅读理解
Passage 1
One of the greatest problems for those settlers in Nebraska in the last quarter of the previous century was fuel. Little of the state was forested when the first settlers arrived and it is probable that by 1880, only about one-third of the originally forested area remained, down to a mere 1 percent of the state’s 77,000 square miles. With wood and coal out of the question, and with fuel needed year-round for cooking, and during the harsh winter months for heating, some solution had to be found.
Somewhat improbably, the buffalo provided the answer. Buffalo chips (干粪块) were found to burn evenly, hotly, and leanly, with little smoke and interestingly, no odor, Soon, collecting them became a way of life for the settlers’ children who would pick them up on their way to and from school, or take part in competitions designed to counteract their natural reluctance. Even a young man, seeking to impress the girl he wanted to marry, would arrive with a large bag of chips rather than with a box of candy or a bunch of flowers.
1. What is the main topic of this passage? ____ A ___ A. The solution to the Nebraska settlers’ fuel problem. B. Life in Nebraska in the late nineteenth century. C. The importance of the American buffalo.
D. Deforestation in Nebraska in the late nineteenth century. 2. Which of the following statements is NOT true? ____ B ___
A. Nebraska was not a densely-forested state even before the settlers arrived. B. The children enjoyed collecting the buffalo chips. C. The children spent a lot of time collecting the chips. D. Buffalo chips were satisfactory as a fuel.
3. The passage implies that buffalo chips were needed ____ B ___. A. in greater amounts in summer B. in greater amounts in winter C. only in summer D. only in winter
4. Which of the following does the author not express surprise at? ____ A ___ A. The children needed competitions to them. B. The buffalo chips gave off no smell.
C. Buffalo chips were the answer to the settlers’ fuel problem. D. Young men took bags of buffalo chips to their girl friends. 5. What’s the best title of the passage? ____ B ___ A. Early Settlers B. One Use of the Buffalo Chips
C. Nebraska’s Problems D. How Young Men Express Their Love for Girls
Passage 2
Banks are not ordinarily prepared to pay out all accounts; they rely on depositors (储户) not to demand payment all at the same time. If depositors should come to fear that a bank is not safe, that it cannot pay off all its depositors, then that fear might cause all the depositors to appear on the same day. If they did, the bank could not pay all accounts. However, if they did not all appear at once, then there would always be enough money to pay those who wanted their money when they wanted it. Mrs. Elsie Vaught has told us of a terrifying bank run that she experienced. One day in December of 1925 several banks failed to open in a city where Mrs. Vaught lived. The other banks expected a run the next day, and so the officers of the bank in which Mrs Vaught worked as a teller had enough money on hand to pay off their depositors. The officers simply told the tellers to pay on demand. The next morning a crowd gathered in the bank and on the sidewalk outside. The length of the line made many think that the bank could not possibly pay off everyone.
People began to push and then to fight for places near the tellers’ windows, The power of the panic atmosphere was such that two tellers, though they knew that the bank was quite all right and could pay all depositors, drew their own money from the bank. Mrs Vaught says that she had difficulty keeping herself from doing the same. 6. A bank run happens when ____ B ___. A. a bank is closed for one or more days
B. too many depositors try to draw out their money at one time C. there is not enough money to pay all its depositors at one time D. tellers of a bank take their own money from the bank
7. The tellers in Mrs. Vaught’s bank were told to____ B ___. A. explain why they could not pay out all accounts B. pay out accounts as requested
C. make the depositors believe that the bank was stand D. pay out money as slowly as possible 8. The main cause of a bank run is ____B___. A. loss of confidence B. lack of money C. crowds of people D. inexperienced tellers
9. Which of the following did Mrs. Vaught say? ____ D ___ A. She know that the bank was not sound.
B. She feared that too many depositors drawing their money would close the bank. C. She was not able to draw out her money. D. She was tempted to draw out her money.
10. According to the passage, the actions of the depositors of Mrs. Vaught’s bank were affected mainly by the ___C____.
A. ease with which they could get their money B. confidence that Mrs. Vaught showed C. failure of several other banks to open
D. the crowd gathered in the bank and on the sidewalk outside. 五、将下列句子译成中文
《基础英语》复习资料 (1)
