工商银行考试英语知识
a flat percentage rate of income 统一比率的所得税税率 a long position 多头部位，利多形势 a long position 多头寸；买进的期货合同 a put option on a debt security 债务证券的卖出期权 a sales slip 签购单据，售货清单 a short position 空头部位，短缺头寸 a short position 空头；卖出的期货合同 a tax return 税务申报表 abnormal depreciation 特别折旧 abnormal spoilage 非正常损坏 aboriginal cost 原始成本 acceptance bank 票据承兑行 acceptance method 承兑方式 acceptance risks 承兑风险 accepting bank 承兑银行 accessory risks 附加保险，附加险
accident insurance 意外保险（不包括海上，火灾和人寿险） accommodation of funds 资金融通 accompany vt. 附带，伴随，陪同 account charges 账户费用 account current (A/C,a/c) 往来帐户 account number (A/N) 帐号 account statement 帐户清单 accounting exposure 会计风险 accounting risks 会计风险 accounting value 帐面价值 accounts of assured 保险帐户 accrued bond interest 应计债券利息 accrued depreciation 应计折旧 accrued dividend 应计股利 acknowledgement of declaration (under op预约保险申报确认书 active securities 热头股票，活跃的证券 actual cash value （保险用语）实际现金价值 actual rate 实际汇率 adaptive expectations 适应性预期 additional insurance 加保，附加保险 additional reserve 追加准备金 adjustable policy 可调整的保险单 adjustable premium 可调整的保险费 adjusted debit balance 已调整的借方余额
advance payment of premium 预缴保险费 涨跌理论 advance-decline theory adverse exchange 逆汇、逆汇兑 advice of drawing 提款通知书 advising bank 通知银行 affiliated bank 联行 affiliated person 关联人 aftermarket 次级市场 agent for collection 托收代理银行 Agricultural Bank of China 中国农业银行 agricultural loans 农业贷款 agricultural（animal husbandry）tax 农（牧）业税 allowance for doubtful debt 备抵呆帐款项 alternative (either/or) order 选择指令 American Express card 运通卡 American terms 美国标价法 amount in figures 小写金额 amount in words 大写金额 annual membership dues 年费 application form for a banking account 银行开户申请书 appointed bank 外汇指定银行 appreciation of exchange rate 汇率升值 arbitrage 套利
arbitrage 套购，套利，套汇 arbitrage of exchange 套汇 arbitrage of exchange or stock 套汇或套股 arbitrage opportunity 套价机会 arbitrage risks 套汇风险 as agent 做代理 as principal 做自营 Asian Development Fund (ADB) 亚洲开发银行 ask price = asking price = offer price 出售价，报价，开价，出价 ask-bid system 竞价系统 assessment of loss 估损 assets insurance 资产保险 assignment of policy 保单转让 assumption of risk 承担风险 asymmetry 不对称 at owner's risk 风险由货主负担 at-the-close order 收盘指令 at-the-market 按市价 at-the-money 平值期权 at-the-opening (opening only) order 开盘指令 auction marketplace 拍卖市场
automated teller machines (24 hours a day) 自动取款机（24小时服务） 自动转帐 automatic transfers between accounts average 平均数 baby bond 小额债券 back spreads 反套利 back wardation 现货溢价 balance n. 结余，差额，平衡 bank balance 存款余额
bank balance over required reserves 超出法定（必备）储备的银行存款余额 bank deposit 银行存款 Bank of China 中国银行 Bank of Communications 交通银行 bank of deposit 存款银行 bank of the government 政府的银行 banker's association 银行协会 banker's bank 中央银行 banker's guarantee 银行担保 bank's buying rate 银行买入价 bank's selling rate 银行卖出价 banks with business dealing with the center中央银行的往来银行 Barclay card 巴克莱银行信用卡 base rate 基本汇价 basis order 基差订单 basis risk 基差风险 bear market 熊市 bear operation 卖空行为 bear raiders 大量抛空者 beneficial owner 受益所有人 beneficiary of insurance 保险金受益人 best-efforts offering 尽力推销（代销）发行 bid and ask prices 买入和卖出价 bid and ask spread 买卖差价 bid price = buying price 买价 bid-ask spread 递盘虚盘差价 big board 大行情牌 big slump 大衰退（暴跌） bill-paying services 代付帐款 black market 黑市 black market financing 黑市筹资 black money 黑钱 blanket mortgage 总括抵押 block positioner 大宗头寸商 blowout 畅销 blue-chip stocks 蓝筹股
board of arbitration 仲裁委员会 理事会 board of governors bond fund 债券基金 borrowing from affiliates 向联营公司借款 borrowing power of securities 证券贷款能力 borrowing risks 借款风险 bought deal 包销 bread and butter business 基本业务 breadth index 宽度指数 break-even 不亏不盈，收支相抵 breakout 突破 bridging finance 过渡性融资 broker 经纪人，掮客 brokerage 经纪人佣金 brokerage 经纪业；付给经纪人的佣金 brokerage firm 经纪商（号） broker's loan 经纪人贷款 broking house 经纪人事务所 building agreement 具有约束力的协定 building tax （tax on construction） 建筑税 bullish 行情看涨 business insurance 企业保险 business risk 营业风险 business savings 企业储蓄 business tax 营业税 business term loan 企业长期贷款 bust-up risks 破产风险 buyer's risks 买方风险 call (option) 买方期权，看涨期权 call and put options 买入期权和卖出期权 call for funds 控股、集资 call loan transaction 短期拆放往来 call market 活期存款市场 call money 拆放款 call options on an equity 权益（证券）的买入期权 call-options 认购期权 cancellation 取消 cancellation money 解约金 cap 带利率上限的期权 capital assets 资本资产 capital lease 资本租赁 capital market 信贷市场、资本市场 capital resources 资本来源 capital surplus 资本盈余
capital transfer 资本转移 资本周转率 capital turnover rate card issuing institution 发卡单位 carefully selected applicant 经仔细选定的申请人 cargo insurance 货物保险 cash 现金，现款v.兑现，付现款 cash a cheque 支票兑现 cash account 现金帐户 cash advance 差旅预支款 cash against bill of lading 凭提单付现
cash against documents（C.A.D.） 凭单付现，凭单据付现金=document against cash cash and carry 付现自运；现金交易和运输自理；现购自运商店 cash and carry wholesale 付现自运批发 cash assets 现金资产 cash audit 现金审核 cash audit 现金审核，现金审计 cash balance 现金余额，现款结存 cash basis 现金制 cash basis 现金制，现金基础 cash basis accounting 现金收付会计制
cash before delivery（C.B.D.）空货前付款，付款后交货，付现款交货 cash bonus 现金红利 cash book 现金簿；现金帐；现金出纳帐 cash boy 送款员 cash budget 现金预算 cash card1 （银行）自动提款卡 cash card2 现金卡 cash claim 现金索赔 cash collection basis 收现法，收现制 cash credit 活期信用放款，现金付出 cash credit slip 现金支出传票 cash currency 现金通货 cash cycle 现金循环，现金周期 cash day 付款日 cash debit slip 现金收入传票 cash department （商业机构中的）出纳部=counting-house cash deposit 现金存款；保证金 cash deposit as collateral 保证金，押金 cash desk （商店、饭馆的）付款处 cash disbursements 现金支出 cash discount (c.d.) 现金折扣，付现折扣=settlement discount cash dispenser （美）自动提款机=cashomat cash dividend 现金股利 cash down 即付，付现
银行考试必备英语词汇
