关于行内员工账户接受汇款行为的调研分析
王亚萍
【期刊名称】《微计算机信息》 【年(卷),期】2014(000)016
【摘要】行内员工接受大额汇款旨在防范员工参与不法活动，代客户办理、保管资金或挪用客户资金的风险。在业务运营风险监督、核查的过程中，行内员工账户接受汇款而引发风险的事件较多。2013年，我行通过系统监测到此类准风险事件391笔，经核查后，确认为违规行为31笔，这些事件的风险表现形式各不相同。因为员工接受大额汇款的原因较为复杂，不能粗略地禁止，因此，界定行内员工账户接受汇款的行为是否合规、如何防控可能存在的风险成为了当前工作的重点和难点。%In line employees receive large remittances designed to prevent the risk of employees to participate in illegal activities on behalf of clients for custody of funds or misappropriation of client funds. Risks in business operations monitoring, verification process, the line staff and the event raised money account to accept more risk. 2013, the Bank through the system to monitor the risk of such an event 391 prospective pen, after verification, recognized as violations 31 pen, risk manifestation of these events varies. Because employees receive large remittances more complicated reasons, can’t prohibit rough, so to define the line employees to accept remittances account whether the conduct of compliance, how to prevent and control possible risks to become the current focus and difficult work.
关于行内员工账户接受汇款行为的调研分析
