东北财经大学成人高等教育本（专）科毕业论文
中国网络金融服务安全的分析
——探索对策以及防范要求 作 者 层 次 专 业 年 级 学 号 办学形式 办学地点 指导教师 成 绩 吕明鑫 高中起点专科 金融学 2010 201026301018 脱产 东北财经大学
提要
电子商务的发展对整个社会的政治、经济、文化及生活等领域产生了巨大的影响，金融业在这股潮流的冲击下也面临着前所未有的发展机遇和挑战。网上银行作为一种实体银行的虚拟工作环境，其交易不仅具有与传统银行业务相同的风险，而且他具有高技术性、无纸化和瞬时性等特点，决定了其经营风险要远远大于传统银行的风险，且目前技术措施和立法保障等方面不尽完善，因此其存在的问题也日益显现，其中最重要的是网上银行的安全风险问题。同时，网络金融的迅速崛起，为金融机构的竞争与发展拓展了新的空间，为单位及公众的资金和投资管理带来了
极大的便利。与此同时，金融网络频遭攻击，客户金融资产被在网上盗卖、资金被在网上盗取的案件时有发生，网络金融的安全问题也日益突出。因此，认真分析、准确把握影响网络金融安全运行的各种诱致性因素，采取有效措施，堵塞漏洞，不断强化和提高网络金融运作的安全性能，增强其安全保障，是推动我国网络金融健康发展的当务之急。
关键词 电子商务 网上金融服务 网络安全
Abstract
The development of e-commerce areas such as politics, economy, culture and life ofsociety as a whole had a huge impact on the financial industry is facing
unprecedentedopportunities and challenges in the impact of this trend. Virtual working environment,online banking as
an entity bank transactions not only have the same risk with the traditional banking business, and he has a high-tech, paperless, and transientcharacteristics of its business risk is far greater than traditional banks the risk oftechnical measures and legislation to protect not perfect, so its existence is also increasingly apparent, the most important of which is the security risks of online
banking.The same time, the rapid rise of the network of financial, competition and development offinancial institutions to expand the new space, a great convenience for the units and the public funds and investment
management. At the same time, the financial
networkfrequently attacked, and customers of financial assets has
been stealing and sellingonline, capital cases was stolen on the Internet, the online financial security issues have become increasingly prominent. Therefore, a careful analysis, an accurate grasp of a variety of induced factors that affect the safe operation of the network of financial, take effective measures to plug the loopholes, and continue to strengthen and improve thesafety performance of the network of financial
operations to enhance its security, is topromote the development of China's network of financial health imperative.
key words E-commerce; online financial services; network security.
目录
提要 2
第一章 绪论 5
（一） 研究背景 5
（二） 研究目的及意义 5
（三） 研究内容及方法 5
（四） 技术路线 5
第二章 相关理论基础 5
（一） 相关概念的界定 5
1、网上银行的概念 6
东北财经大学成人高等教育专科论文——吕明鑫
