个人、商业保险中英文术语词汇表
A
Abandonment 委付
Absolute assignment 完全转让
Accelerated death benefit 加速死亡给付Accident 意外事故
Accidental death benefit 意外死亡保险金
Accounts receivable coverage form 应收账款保单Actual cash value (ACV) 实际现金价值Actual cash value 实际现金价值
Actual Cash Value-Mobile home 实际现金价值-活动房屋Additional auto 新增车辆
Additional insured endorsement 附加被保险人批单
Additional interests-residence premises endorsement 额外利益-住宅房产批单
Additional limits of liability coverages A, B, C and D 保障A 、B、 C、D 额外责任限额批单Additional residence rented to others endorsement 其他出租住宅批单Advertising injury 传播性伤害Aggregate excess 累计超额Aggregate limit 累计限额Agreed value 议定价值Aircraft insurance 飞机保险All-risk 一切险Alteration 改动
American Association of Insurance Service 美国保险服务协会Annual transit policy 年度货物运输保单Annuity 年金
Appraisal 估价、公估Arbitration 仲裁
Assignment Clause 转让条款Assignment 转让
Assumption of liability 承担责任Auto insurance plan 汽车保险计划
Auto physical damage 汽车车身物质损失Auto 汽车
Automatic premium loan provision 自动保费贷款条款Avoidance 规避
B
Bailee customers policy 委托人顾客保单
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Bailee 受托人Bailor 寄托人
Basic medical expense coverage 基本医疗费用保障 Beachfront and windstorm plan 海滨地区和暴风雨计划Beneficiary designations 受益人指定条款Betterment 改良Bid bonds 投标保证Bill of lading 提单
Blackout period 社会保障津贴暂停期Blanket insurance 总括保险
Bobtail and deadhead coverage 短尾呆头保障Bodily injury 人身伤害
Boiler and machinery coverage form 锅炉和机器保障格式Boiler and machinery insurance 锅炉和机器保险Boiler 锅炉Bonds 债券
BOP special property coverage form 企业所有人保险单特别财产保障格式BOP standard property coverage form 企业所有人保险单标准财产保障格式Breach of contract 违约
Broad theft coverage 扩展盗窃险
Builders risk coverage form 建筑商风险保障格式
Building and personal property coverage form(BPP) 建筑商和个人财产保障格式Building 建筑物
Burglary and robbery optional coverage 盗窃和抢劫选择性保障Burglary 盗窃
Business auto coverage form 商业汽车保障格式
Business income (and extra expense) coverage age form 营业收入（包括额外费用）保障格式Business income (without extra expense) coverage form 营业收入（不包括额外费用）保障格式
Business income changes- educational institutions endorsement 营业收入变化-教育机构批单Business income insurance 营业收入保险
Business income premium adjustment endorsement 营业收入保单保费调整批单Business income 营业收入
Business owners liability coverage form 企业所有人责任保障格式Business owners policy (BOP) 企业所有人保险单Business personal property 商用个人财产Business pursuits endorsement 商业事务批单
C
Calendar-year deductible 日历年度免赔额
Camera and musical instrument dealer coverage form 照相机和乐器经销商保单格式Cancellation 撤销（保单）Capital appreciation 资本升值
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Car pools 汽车合用组织
Cargo war risk policy 货物运输战争风险保单Cause of loss 损失原因
Causes of loss forms 损失原因格式
Causes of loss-basic form 损失原因-基本格式Causes of loss-broad form 损失原因-广义格式
Causes of loss-earthquake form 损失原因-地震保单Causes of loss-special form 损失原因-特殊格式Civil law 民法
Claim expenses 理赔费用
Claims-made coverage trigger 提出索赔式触发机制Class beneficiary 集体受益人Class code 类别号Class rating 分级费率
Coinsurance 共同保险（共保）Collapse 倒塌
Collateral assignment 担保性转让Collision coverage 碰撞保障
Collision damage waiver 碰撞损失弃权书Collision insurance 碰撞保险Collision 碰撞
Combined single limit 综合单一限额
Commercial automobile insurance 商业汽车保险Commercial crime insurance 商业犯罪保险
Commercial general liability insurance 商业普通责任保险Commercial insurance 商业保险
Commercial Lines Manual (CML) 商业保险手册
Commercial package policy(CPP) 商业一揽子保险保单
Commercial property conditions form 商业财产保险条件格式Commercial property conditions 商业财产保险承保条件Commercial property coverage form 商业财产保障格式Commercial property coverage part 商业财产保障部分
Commercial property declaration page 商业财产保单声明页Commercial property insurance 商业财产保险Common carriers 一般承运人
Common policy conditions 一般保单条件Common stock 普通股
Comparative negligence law 比较过失法Compensatory damages 补偿性损害赔偿金Competitive state funds 竞争性州基金
Completed operations liability exposure 完工责任风险Comprehensive coverage 综合保障Compulsory insurance law 强制保险法Computer fraud 计算机行窃
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Concealment 隐瞒
Concurrent causation 并发损失
Conditionally renewable条件可续保
Condominium association coverage form 共有产权机构保单格式Condominium association insurance 共管住宅协会保险
Condominium commercial unit-owners coverage form 共有产权商业单元所有人保单格式Condominium declaration 共管住宅声明书Condominium master policy 共管住宅业主保单Condominium units 共管住宅单位Condominium 共管住宅
Consequential damage endorsement 后续损失批单Contingent beneficiary 或有受益人Continuing expenses 继续发生的费用Contract bonds 合同保证Contract carriers 合同承运人Contract 合同
Contractors equipment floater 承运人设备运输保险Contractual liability 合同责任
Contributory negligence law 共有过失法Contributory plan 分摊型计划Convertible 可转换
Cooperative unit 共有单元
Coordination-of-benefit provision 协调给付条款Corridor deductible 通道免赔额
Cost-of-living rider 生活成本调整附加条款Court bond 法庭担保
Coverage C increased special limits of liability 保障C提高特殊责任限额批单
Coverage for damage to your auto (Max limit of liability) endorsement 车辆损失险（最大责任限额）批单
Coverage for damage to your auto 车辆损失险
Coverage for excess sound reproducing equipment, audio visual and data electronic equipment, and tapes, records, disks and other media endorsement 额外的声音复制设备，声频，视频及数据电子设备，磁带、录制品唱片以及其他媒介保险批单Coverage symbols 承保标志
Credit card, fund transfer card, forgery and counterfeit money coverage endorsement 信用卡、转账卡、伪造品和伪币保险批单
Credit card, fund transfer card, forgery and counterfeit money 信用卡、转账卡、伪造品和伪币Crime insurance 犯罪保险Criminal law 刑法
Current assumption whole life insurance 当期假设终身寿险Current interest rate 当期利率Currently insured 目前被保险Custodian 管理人
Customizing equipment coverage endorsement 定制设备保险批单
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D
Damages 损害赔偿金Damages 损失
Debris removal 损遗物清理Declaration 说明
Decreasing term insurance 保额递减型定期寿险Deferred annuity 延期年金
Defined benefit plan 规定收益计划
Defined contribution plan 规定缴费计划Dental insurance 牙科保险Dependency period 依赖期
Dependent property exposures 连带财产风险（间接营业中断风险）Destruction 毁坏
DIC, difference in conditions policy 补足保险保单Difference in conditions (DIC) insurance 补足保险Difference in conditions (DIC) policy 补足保险保单Diminution in value 贬值
Directors and officers liability policies 董事和经理人责任保险单Disability income insurance 伤残收入保险Disability insured 伤残被保险Disappear 消失
Discovery period 发现期Dismemberment 失能Diversification 多元化
Dividend options 红利支付选择权条款Drop down coverage 顺延责任保障Dwelling policy 住宅保单
E
Each occurrence limit 每一事件限额Earthquake endorsement 地震批单Education IRA 教育IRA
Electronic data processing (EDP) equipment floater 电子数据处理设备运输流动保单Eligibility period 资格期
Elimination period 免责期间Emergency program 紧急计划
Employee benefits liability insurance 雇员福利责任保险
Employee dishonesty optional coverage 雇员欺诈行为选择性保障Employee dishonesty 雇员不忠诚Employee 雇员
Employers non ownership liability 非雇主所有的汽车责任
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[VIP专享]个人、商业保险中英术语合集
