银行业必知词汇和简单对话

常见银行英语词汇和简单对话

account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单

a banding machine 自动存取机 to deposit 存款

deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金

overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现

to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长

savings bank 储蓄银行 Chase Bank 大通银行

National City Bank of New York 花旗银行

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Hongkong Shanghai Banking Corporation 汇丰银行

Chartered Bank of India, Australia and China 麦加利银行 Banque de I'IndoChine 东方汇理银行

central bank, national bank, banker's bank 中央银行 bank of issue, bank of circulation 发行币银行 commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行

requesting bank 委托开证银行

issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行

associate banker of collection 代收银行 consigned banker of collection 委托银行 clearing bank 清算银行 local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄 branch bank 银行分行

trustee savings bank 信托储蓄银行 trust company 信托公司 financial trust 金融信托公司 unit trust 信托投资公司

trust institution 银行的信托部 credit department 银行的信用部

commercial credit company(discount company) 商业信贷公司（贴现公司） neighborhood savings bank, bank of deposit 街道储蓄所 credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行 land bank 土地银行

construction bank 建设银行

industrial and commercial bank 工商银行 bank of communications 交通银行 mutual savings bank 互助储蓄银行 post office savings bank 邮局储蓄银行 mortgage bank, building society 抵押银行 industrial bank 实业银行

home loan bank 家宅贷款银行

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reserve bank 准备银行 chartered bank 特许银行 corresponding bank 往来银行

merchant bank, accepting bank 承兑银行 investment bank 投资银行

import and export bank (EXIMBANK) 进出口银行 joint venture bank 合资银行 money shop, native bank 钱庄 credit cooperatives 信用社 clearing house 票据交换所 public accounting 公共会计 business accounting 商业会计 cost accounting 成本会计

depreciation accounting 折旧会计 computerized accounting 电脑化会计 general ledger 总帐

subsidiary ledger 分户帐 cash book 现金出纳帐 cash account 现金帐

journal, day-book 日记帐，流水帐 bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资

economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退 economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏 inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值

international balance of payment 国际收支 favourable balance 顺差 adverse balance 逆差 hard currency 硬通货 soft currency 软通货

international monetary system 国际货币制度 the purchasing power of money 货币购买力 money in circulation 货币流通量 note issue 纸币发行量

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national budget 国家预算

national gross product 国民生产总值 public bond 公债 stock, share 股票 debenture 债券 treasury bill 国库券 debt chain 债务链

direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇 cross rate, arbitrage rate 套汇汇率

foreign currency (exchange) reserve 外汇储备 foreign exchange fluctuation 外汇波动 foreign exchange crisis 外汇危机 discount 贴现

discount rate, bank rate 贴现率 gold reserve 黄金储备

money (financial) market 金融市场 stock exchange 股票交易所 broker 经纪人 commission 佣金 bookkeeping 簿记 bookkeeper 簿记员

an application form 申请单 bank statement 对帐单 letter of credit 信用证 strong room, vault 保险库 equitable tax system 等价税则 specimen signature 签字式样

banking hours, business hours 营业时间 银行英语口语－新开帐户

What kind of account did you have in your mind? 你想开哪种帐户?

Do you like to open a current account? 你想开一个活期存款帐户吗?

A deposit or current account? 定期还是活期?

Please tell me how you would like to deposit your money. 请告诉我你想存何种户头?

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There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。

Our minimum deposit for a savings account is 100 dollars. 我们储蓄存款的最低存款额是100美圆。

Five yuan is the minimum original deposit. 最低起存款额是5元。

You can open a savings account at any time with an initial deposit of 50 dollars. 你可随时以50美圆的起存额开立储蓄帐户。

Even one yuan is all right. 甚至一元也可以起存。

Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.

这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。

I should like to open a current account. 我想开一个活期存款帐户。

I need a checking account so that I can pay my bill. 我需开个支票帐户，这样就能付帐。

We'd like to know how we open a checking-savings account. 我们想知道如何开一个支票储蓄帐户。

I have a checking account here. 我在这里有一个支票存款帐户。

I think I'd like a deposit account. 我想要开个定期存款帐户。

Can I open a current account here? 我能否在这儿开个活期存款帐户？

I want to open a deposit account with you. 我要开个储蓄帐户。

I'd like to open a deposit account with you. 我想在你们这儿开个定期存款帐户。

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