ship-owner knows that his vessel may be lost at sea ； the breadwinner knows that he may die at an early age and leave his family the poorer . On the other hand ， not every house is damaged by fire nor every vessel lost at sea . If these persons each put a small sum into a pool ， there will be enough to meet the needs of the few who do suffer loss . In other words ， the losses of the few are met from the contributions of the many . This is the basis of insurance . Those who pay the contribution are known as “insure” and those who administer the pool of contributions as “insurers”。
Not all risks lend themselves to being covered by insurance . Broadly speaking ， the ordinary risks of business and speculation cannot be covered . The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated （评估）—and risks can only be insured against if they can be so estimated .
The legal basis of all insurance is the “policy” ！ This is a printed form of contract on paper of the best quality . It states that in return for the regular payment by the insured of a named sum of money ， called the “premium”， which is usually paid every year ， the insurer will pay a sum of money or compensation for loss ， if the risk or event insured against actually happens . The wording of policies ， particularly in marine insurance ， often seems very old-fashioned ， but there is a sound reason for this . Over a large number of years many law cases have been brought to clear up the meanings of doubtful phrases in policies . The law courts ， in their judgments ， have given these phrases a definite and indisputable meaning ， and to avoid future disputes the phrases have continued to be used in policies even when they have passed out of normal use in speech .
64.According to this passage ， insurance is possible because .
A.everyone at some time suffers loss
B.only a small proportion of the insured suffer loss C.nearly everyone suffers loss D.only insured people suffer loss
65.By “ the pool of contributions” the writer means . A.money paid by the insured B.money paid by the insurers C.the cost of administering insurance D.the mount of each premium 66.Old-fashioned wording is sometimes used in insurance because . A.insurance is old-fashioned
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B.insurance has existed for a long time C.it enables ordinary people to understand it D.the meaning of such wording has been agreed upon 67.The writer of this passage seems to think that insurance is . A.a form of gambling
B.a way of making money quickly C.old-fashioned D.useful and necessary D
From good reading we can get pleasure ， companionship ， experience and instruction . A
good book may absorb our attention so completely that for the time being we forget our surroundings and even ourselves . Reading good books is one of the greatest pleasures in life . It increases our contentment when we are cheerful ， and lessens our trouble when we are sad . Whatever may be our main purpose in reading ， our contact with good books should never fail to give us enjoyment and satisfaction .
With a good book in our hands we need never be lonely . Whether the characters portrayed are taken from real life or purely imaginary ， they may become our companions and friends . In the pages of books we can walk with the wise and the good of all lands and all times . The people we meet in books may delight us either because they resemble （像） human friends whom we hold dear or because they present unfamiliar types whom we are glad to welcome as new acquaintances （相识） . Our human friends sometimes may bore us ， but the friends we make in books need never weary us with their company . By turning the page we can dismiss without any fear of hurting their feelings . When human friends desert （抛弃） us ， good books are always ready to give us friendship ， sympathy and encouragement .
One of the most valuable gifts bestowed （授予） by books is experience . Few of us can travel far from home or have a wide range of experiences ， but all of us can lead varied lives through the pages of books . whether we wish to escape from the seemingly dull realities of everyday life or we long to visit some far-off place ， a book will help us when nothing else can . To travel by book we need no bank account to pay our way ， no airship or ocean liner or stream-lined train to transport us ， no passport to enter the land of our hearts“ desire . Through books we may get the excitement of dangerous adventure without danger . We can climb noble
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mountains ， brave the freeze of an Antarctic winter ， or cross the scorching （灼热） sands of a desert ， all without hardship . In books we may visit the studio of Hollywood ； we may mix with the cheerful crowds of the Paris roads ； we may join the picturesque peasants in an Alpine village or the kindly natives on a south Sea island . Indeed ， through books the world is ours for the asking . The possibilities of our literary experiences are almost unlimited . The beauties of nature ， the enjoyment of music ， the treasures of art ， the success of architecture ， the marvels （惊奇） of engineering ， are all open to the wonder and enjoyment of those who read .
68.The main idea of the first paragraph is that .
A.we should always read good books ， not bad ones
B.happiness can be gained only from reading
C.enjoyment and satisfaction can be achieved by reading good books
D.reading good books is very important in human life
69.How does the writer account for the fact that people like their acquaintances in books even more ？
A.They never hurt our feelings .
B.They never desert us .
C.They are more lovely than our friends in real life .
D.They are exactly the same as our human friends .
70.What does the writer imply in the sentence “Indeed ， through books the whole world is ours for the asking”？
A.He implies that we can make a round-the-world trip free of charge .
B.He implies that we can ask to go anywhere in the world .
C.He implies that in books the world is more accessible （易接近） to us .
D.He implies that we can make a demand for everything in this world .
E
“I”ve changed my mind . I wanted to have a telescope ， but now I want my dad back .
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“ Lucien Lawrence”s letter to Father Christmas written after his schoolteacher father had been knifed to death outside his school gate ， must have touched every heart .Lucien went on to say that without his father he couldn“t see the stars in the sky . When those whom we love depart from us ， we cannot see the stars for a while .
But Lucien ， the stars are still there ， and one day ， when you are older and your tears have gone ， you will see them again. And ， in a strange way ， I expect that you will find your father is there too ， in your mind and in your heart . I find that my parents ， long dead now ， still figure in many of my dreams and that I think of them perhaps more than I ever did when they were alive . I still live to please them and I“m still surprised by their reactions . I remember that when I became a professor ， I was so proud ， or rather so pleased with myself ， that I couldn”t wait to cable my parents . The reply was a long time in coming ， but when it did ， all Mother said was “I hope this means that now you will have more time for the children ！” I haven“t forgotten . The values of my parents still live on .
It makes me pause and think about how I will live on in the hearts and minds of my children and of those for whom I care . Would I have been as ready as Philip Lawrence have been to face the aggressors （挑衅者）， and to lay down my life for those in my care ？ How many people would want me back for Christmas ？ It“s a serious thought ， one to give me pause .
I pray silently， sometimes ， in the dead of night ， that ancient cry of a poet “Deliver my soul from the sword ， and my darling from the power of the dog .” Yet I know the death comes to us all ， and sometimes comes suddenly . We must therefore plan to live forever ， but live as if we will die tomorrow . We live on ， I“m sure ， in the lives of those we loved ， and therefore we ought to have a care for what they will remember and what they will treasure . If more parents knew this in their hearts to be true ， there might be fewer knives on our streets today .
71.According to the whole text we can see that the first paragraph .
A.puts forward the subject of the text B.shows the author“s pity on the kid
C.acts as an introduction to the discussion D.makes a clear statement of the author“s views
72.In the second paragraph the author mainly wants to explain to us . A.how much he misses his parents now B.why his parents often appear in his dreams C.when Lucien will get over all his sadness D.how proud he was when he succeeded in life
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73.What feeling did the author“s mother express in her reply ？
A.Proud . B.Happy . C.Disappointed . D.Worried .
74.In the author“s opinion ， the value of a person”s life is .
A.to leave behind a precious memory to the people related B.to have a high sense of duty to the whole society C.to care what others will remember and treasure D.to share happiness and sadness with his family
75.What does the writer mean by the sentence taken from an old poem ？ A.Call on criminals and murderers to lay down their guns . B.Advise parents stay with their children safely at home. C.Spend every day meaningfully in memory of the death . D.Try to keep violence and murder far away from society . 第二卷（共35分）
第四部分：写作（共两节，满分35分）
第一节 短文改错（共10小题；每小题1分，满分10分）
此题要求改正所给短文中的错误。对标题号的每一行做出判断：如无错误，在该行右边的横线上划（√）；如有错误（每行只有一个错误），则按下列情况改正：
此行多一个词：把多余的词用斜线划掉，在该行右边横线上写出该词，并也用斜线划掉。
此行缺一个词：在缺词处加一个漏字符号（^），在该行右边横线上写出该加的词。
此行错一个词：在错的词下划一横线，在该行右边横线上写出改正后的词。
注意：原行没有错的不要改。
One day we were having English class when Mr. Black saw 76.
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高三年级质量预测题
